FINANCIAL STRATEGIES

Analyze investment choices and strategies
to help you make informed decisions.
We evaluate and educate you about the options and different investment choices that you have, so that you understand the risks involved to allow you to make a choice about the risks you are willing to take.

Implement the financial planning strategies
that best achieve your goals.
We prepare a timetable for future actions needed and work with you to accomplish the goals you have set. We present to you our recommendations and then help you to implement the choices that you make.

Measure, manage and report to you your
progress toward your investment goals.
You get ongoing investment management and communications. We are available to meet and discuss your financial situation as often as you need. During the year we review and update your goals and changes in your situation to make sure we are all on the same page. We insist on a quarterly conversation and like to meet at least once a year for a comprehensive review.

Review and Revise.
During the comprehensive review we answer any new questions you may have, we integrate new research, products, and tax law, and we learn about your updated goals. We do this so that you can continue to make informed decisions and we can update your strategy so that it stays optimized, prudent, low cost, and tax smart.

FS FINANCIAL STRATEGIES, LLC • TEL: 425-775-2700 • FAX: 425-774-6247
128 4th Ave. S., Suite 101, Edmonds WA 98020

Christine C. de Ruiter is a Registered Principal of and offering securities through, Madison Avenue Securities, Inc.,
member FINRA & SIPC. Robin S. Gruber and Kelly R. Nolan are Registered Representatives of and offering securities through, Madison Avenue Securities, Inc., member FINRA & SIPC. Christine de Ruiter, Robin Gruber and Kelly Nolan are also advisor affiliates of and offering advisory services through FS Financial Strategies, LLC, a Washington Registered Investment Advisor. Madison Avenue Securities, Inc. and FS Financial Strategies, LLC are not affiliated companies.

PLEASE NOTE: This communication is strictly intended for individuals residing in the state of Washington. No offers may be made or accepted from any resident outside of Washington.

IMPORTANT CONSUMER INFORMATION: A broker/dealer, investment adviser, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of a broker/dealer, investment advisor, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.