We provide professional, supportive assistance to help determine the best way to divide assets, proceed with the divorce process and find the best professional guidance in the area.

We help people who wish to have a more collaborative experience in divorce as well as those who are dealing with a more combative situation.

We work with both individuals and couples who wish to be sure they will get/give what is most equitable in the division of assets.

Pre-Divorce
Reduce your anxiety by getting the information you need. Knowledge about the divorce process and knowing how much money you need gives you power in your negotiations.

1. House issues – Do you have to sell? Can you really afford to keep the house? Do you have choices, what are they and how do they affect your long-term security?
2. Do you know the parameters of receiving pension, 401(k)’s and IRA’s?
3. Is 50/50 all you can get or all you have to give?
4. How will you handle your money after divorce?
5. Are you prepared for the emotional issues related to the division of your assets?
6. Do you know how to stop the arguments about money?
7. Would you like to have a peaceful resolution to the division of your assets?
8. Do you need knowledgeable support and empowerment now?

Post-Divorce
Understanding your financial needs, risk tolerance and the choices you have for managing your money will allow you to gain confidence and truly feel better about yourself along with the main agenda of making your money last your lifetime.

1. Is your risk comfort zone the same as it was before divorce?
2. Are your investments the right ones for you or were they chosen by your spouse?
3. Are you sure your money will last your lifetime?
4. Can you maintain your previous lifestyle now that the assets have been split?
5. Do you know how to get the money awarded to you in the QDRO? Was it written correctly?
6. Have you changed the beneficiaries on your accounts?
7. Did you get a quit claim deed from your spouse for the home? But, is your spouse still on the mortgage or other loans?
8. Are there still things you are not sure you have handled?
9. Have you looked into Long-Term Care? This is potentially the most devastating issue facing women today.

Robin Gruber is a Certified Divorce Financial Analyst™ with experience of working through over 150 divorces. Robin always works in conjunction with Christine de Ruiter, a Certified Financial Planner™ Practitioner for over 24≠ years. As a team we can help you get the job done.